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Jacobelli

Legislative Response to Business Interruption Coverage in Pennsylvania

By Julia Jacobelli, Esquire

Recently, each house of the legislature of the Commonwealth of Pennsylvania has introduced proposed legislation addressing the possibility of compelling insurance carriers to provide coverage due to the COVID-19 virus, regardless as to whether the insurance policy identifies such coverage as contained within the policy provisions.

House Bill 2372 provides in relevant part:

Notwithstanding any other law, rule or regulation, an insurance policy that insures against loss or damage to property, which includes the loss of use and occupancy and business interruption, in force in this Commonwealth on March 6, 2020, which is the date of the Proclamation of Disaster Emergency concerning the coronavirus pandemic, shall be construed to include among the covered perils under the insurance policy coverage for business interruption due to global virus transmission or pandemic.

The Bill continues:

The coverage required by this section shall indemnify the insured of an insurance policy, subject to the broadest or greatest limit and lowest deductible afforded to business interruption coverage under the insurance policy, for any loss of business or business interruption for the duration of the declaration of disaster emergency described in subsection (a).

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Pennsylvania Supreme Court Broadens the Real Property Exception to the Immunity Provided by the Political Subdivision Tort Claims Act

By: Julia Jacobelli

On December 28, 2018, the Pennsylvania Supreme Court issued an opinion which expands on the definition of “real property,” for purposes of determining governmental immunity under the Political Subdivision Tort Claims Act.

In Brewington v. City of Philadelphia, Walter G. Smith Elementary School and The School District of Philadelphia, the Supreme Court upheld a ruling by the Commonwealth Court of Pennsylvania reversing the entry of Summary Judgment in favor of the School District. Plaintiff, Jarett Brewington (a minor) and his mother, Syeta Brewington, claimed that on May 9, 2012, Jarett was participating in a relay race during gym class at Walter G. Smith Elementary School when he tripped and fell, causing him to propel headfirst into a wall at the end of the gym. The wall was concrete, and not padded. As a result of his fall, minor plaintiff suffered a concussion, was absent from school for a period of time, and suffered headaches and memory issues.

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Pennsylvania Superior Court Declines to Create Exception to Hills and Ridges Doctrine

By: Julia Jacobelli

On January 31, 2018, the Pennsylvania Superior Court issued an opinion which reaffirmed the validity of the hills and ridges doctrine, and provided additional guidance on the scope of the duties of property owners to remove snow and ice from their property.

In Collins v. Philadelphia Suburban Development Corporation and Ross’s Home Improvement, Inc., the Superior Court affirmed the decision of the Philadelphia Court of Common Pleas, granting summary judgment on the basis of the hills and ridges doctrine. Plaintiff, David Collins, claimed that on January 21, 2014, he slipped and fell on an ice or snow covered sidewalk on property owned by Philadelphia Suburban Development Corporation and leased to Plaintiff’s employer. Continue reading